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Declaring bankruptcy is a big step and one that many people are rightfully nervous about taking. However, the decision to file for bankruptcy can also be the single most important step to take control of your debt issues and get your finances back on track.

Our federal Social Security programs provide crucial medical and monetary benefits to millions of Americans, whether in the form of a guaranteed retirement income, Social Security Disability Insurance (SSDI), or Supplemental Security Income (SSI).

Throughout the United States, Social Security disability benefits are available to disabled workers and their dependents. These SSDI benefits help replace the lost wages of qualifying workers who are disabled, unable to work, or with fewer resources and income.

No one looks forward to filing for bankruptcy. Though it can be a helpful tool to use when you’re buried under crushing debt, it can also be a long process that creates stress and uncertainty about your financial standing in the meantime. Fortunately, an experienced bankruptcy law firm can provide you with the information you need to make wise decisions.

Debt can add an abundance of stress to your life. Bill collectors constantly contacting you by phone, text, or email, are extremely overwhelming.

For many, the idea of declaring bankruptcy is a last-resort option that they’d just as soon avoid at all costs. While it is true that you shouldn’t make this decision lightly, it also may be the best step forward, depending on your situation. When you decide to file for bankruptcy, you’re making a long-term plan for your future that will ultimately leave you in a better financial position.

If you’re facing a condition that prevents you from working and are considering applying for disability benefits, you will need an evaluation from a physician to verify your disability. Even so, first-time applicants are turned away more than half the time, often due to not providing sufficient medical evidence.

The Social Security Administration (SSA) administers two programs for individuals living with disabilities. One is known as Social Security Disability Insurance (SSDI), which is funded by Social Security taxes.

If you have become disabled and need financial support, you might be considering applying for Social Security disability benefits. However, before you apply for benefits, you need to determine whether you have a qualifying disability. Just because you cannot work does not guarantee that you are eligible for disability benefits.

Social Security disability benefits provide a critical and reliable source of financial support to those with a qualifying disability that limits their ability to work. Often, the Social Security Administration denies claims for benefits. However, if you apply for Social Security disability benefits, also known as SSDI, and your claim is denied, you do not have to accept the SSA’s decision.