Common Misconceptions About Social Security Disability
Throughout the United States, Social Security disability benefits are available to disabled workers and their dependents. These SSDI benefits help replace the lost wages of qualifying workers who are disabled, unable to work, or with fewer resources and income. However, there are several misleading information out there about Social Security Disability and eligibility to receive benefits.
At Rushing Law Firm, PLLC, we have the knowledge and experience to walk you through all Social Security disability matters. Our practiced Arkansas Social Security disability attorneys are available to discuss your circumstances, inform you about SSDI requirements, and help clarify some of the misconceptions. We're proud to serve clients across El Dorado, Camden, Magnolia, Crossett, Ashley County, Union County, Ouachita County, and Columbia County, Arkansas.
Common Misconceptions about Social Security Disability
There are a lot of collective popular views surrounding Social Security Disability benefits. As a result, Social Security disability attorneys must carefully enlighten clients about eligibility requirements for SSDI benefits, why their SSDI benefits may be denied, and how to appeal a denial. Here are some of the most common myths and misconceptions about Social Security Disability and a brief explanation about why they're not true:
Misconception #1: If I return to work, I'll lose Medicare/Medicaid.
Many individuals believe that they'll lose their Medicaid or Medicare once they return to work. However, this is not true. Essentially, you won't lose your healthcare benefits, simply because you've resumed working. There are various protections (work incentives) in place that can help you receive your SSDI benefits and also retain other vital health benefits.
Misconception #2: You can't receive social security disability if you are already receiving workers' compensation.
This is not true. Workers' compensation and Social Security Disability are two separate entities. Hence, receiving workers' compensation benefits will not disqualify you from collecting social security disability benefits.
Misconception #3: If I hold any kind of job, my social security benefits will stop.
This is another common misconception. If you're at full retirement age or older and you work, you'll be allowed to keep all your Social Security disability benefits, regardless of the amount you earn. However, if you're not up to the full retirement age, there is a limit to the amount you can earn and keep receiving all your Social Security benefits.
Misconception #4: Social Security disability benefits are only for retired people.
This is false. Even though most of the people who receive social security disability benefits are retired. However, SSDI benefits aren't only for retired people. Some other individuals who may be eligible to receive benefits include:
A worker with a qualifying disability.
A spouse or child of someone who receives benefits.
A divorced spouse of a person who receives SSDI benefits.
A divorced spouse of a deceased worker.
A spouse or child of a deceased worker.
A dependent parent of a deceased worker.
Misconception #5: Social Security disability is only available for physical disabilities, not mental disabilities.
This is another common misconception. Generally, Social Security Disability is available to both individuals with physical and mental disabilities. However, you must provide medical evidence – alongside other documentation – that establishes that you have a mental or physical impairment.
Misconception #6: You have to be permanently disabled to receive social security disability benefits.
This is not true. You don't have to be permanently disabled to receive SSDI benefits. To be eligible, you must have a qualifying disability – which means that:
You're unable to work or engage in substantial gainful activity (SGA) due to your health issue.
You're unable to perform the work you did previously or adjust to a new employment due to your medical problem.
Your medical condition has lasted or will last for more than one year or probably lead to your death.
Misconception #7: Your doctor is the one who decides whether you qualify for social security disability.
This is another common misconception. Generally, a team comprising a disability examiner and a psychologist or physician that works in the disability determination services (DDS) in your state of residence will determine whether you are disabled and eligible for SSDI benefits.
Address Your Questions With a Social Security Disability Attorney
Applying for Social Security Disability benefits usually involves several complexities. At Rushing Law Firm, PLLC, we know how to direct clients in these stressful times with SSDI benefits. As your legal counsel, we can determine your eligibility for SSDI benefits and guide you through the application process. Even if your benefits are denied, our attorney can help you appeal the denial and attempt to recover your rightful disability benefits.
Contact us at Rushing Law Firm, PLLC, today to arrange an initial consultation with an experienced Social Security Disability attorney. Our trusted lawyer has the dedicated advocacy and skilled legal guidance you need. We're proud to serve clients across El Dorado, Camden, Magnolia, Crossett, Ashley County, Union County, Ouachita County, and Columbia County, Arkansas.